Plans that fit your business
Choose the right plan for your banking and payment needs.
Entry
€ 4.90/month
- Number of accounts (IBANs) included (1)
- Account opening (€ 0.00)
- Account maintenance (€ 4.90)
- Additional account (IBAN) (€ 4.90)
- P2P Transfers between own Payman accounts (€ 0.00)
- P2P Transfers between other Payman accounts (€ 0.00)
- Transfers to IBANs EEA (incl. payments to budget accounts) * within a calendar month (€ 0.80)
- Mass payments (per line/recipient - SEPA Bulk) * The mass payments are not included in the number of the free credit transfers. (€ 0.70)
- Mass payments to accounts in Payman Group system (p2p) (€ 0.00)
- Funding via card MasterCard/VISA (0.6% + € 0.10)
- Funding via bank transfer (€ 0.00)
- Funding via P2P transfer (€ 0.00)
- Virtual Card Issuance (Virtual Card) (€ 0.00)
- Merchant payment in Bulgaria (POS / Online) (€ 0.00)
- Merchant payment abroad (POS / Online) (€ 0.00)
- ATM cash withdrawal in Bulgaria and EEA* (€ 0.80)
- ATM cash withdrawal outside EEA* (€ 8.00)
- POS cash withdrawal at another POS terminal in Bulgaria (1.50% + € 8.00)
- Fee for payment transactions (incoming and outgoing) related to betting and gambling, including receipt of funds (Prohibited transaction)
- Chargeback procedure initiation (€ 20.00)
- ATM PIN Change within EEA* (€ 0.50)
- ATM PIN Change outside EEA* (€ 1.00)
- ATM balance check within EEA* (€ 0.50)
- ATM balance check outside EEA* (€ 1.00)
- Declined transaction at ATM within EEA* (€ 0.20)
- Declined transaction at ATM outside EEA* (€ 0.40)
- Redemption of e-money upon account closure (€ 25.00)
- Request to cancel/return an already issued transfer (€ 10.00)
- Request to cancel/return an already received transfer (€ 10.00)
- Paper-based monthly statement or additional information/request on transactions and balance (€ 10.00)
- Fund raising (retention) account opening - preliminary review of documents regarding the acceptance / refusal of establish a business relationship (For Bulgarian companies in a process of incorporation owned by local legal entity / natural person - € 50.00 (excl. VAT) For Bulgarian companies in a process of incorporation owned by foreign legal entity / natural person - € 250.00 (excl. VAT) For Bulgarian companies in a process of incorporation owned by foreign legal entity, registered in an offshore zone - € 600.00 (excl. VAT))
- Preliminary review of documents regarding the acceptance / refusal of establish a business relationship (incl. VCC) (For Bulgarian companies owned by at least one foreign legal entity / natural person - € 250.00 (excl. VAT) For Bulgarian companies owned by foreign legal entity, registered in an offshore zone - € 600.00 (excl. VAT) For Bulgarian companies classified as Financial institution - € 500.00 (excl. VAT) For foreign companies - € 600.00 (excl. VAT))
- Other card-related fees — included free of charge (Card blocking Card unblocking Email notification Change of card parameters Detailed monthly statement Internet inquiries)
Standard
€ 14.90/month
- Number of accounts (IBANs) included (2)
- Account opening (€ 0.00)
- Account maintenance (€ 14.90)
- Additional account (IBAN) (€ 4.90)
- P2P Transfers between own Payman accounts (€ 0.00)
- P2P Transfers between other Payman accounts (€ 0.00)
- Transfers to IBANs EEA (incl. payments to budget accounts) * within a calendar month (First 20 credit transfers are free*, then € 0.70)
- Mass payments (per line/recipient - SEPA Bulk) * The mass payments are not included in the number of the free credit transfers. (€ 0.60)
- Mass payments to accounts in Payman Group system (p2p) (€ 0.00)
- Funding via card MasterCard/VISA (0.6% + € 0.10)
- Funding via bank transfer (€ 0.00)
- Funding via P2P transfer (€ 0.00)
- Virtual Card Issuance (Virtual Card) (€ 0.00)
- Merchant payment in Bulgaria (POS / Online) (€ 0.00)
- Merchant payment abroad (POS / Online) (€ 0.00)
- ATM cash withdrawal in Bulgaria and EEA* (€ 0.80)
- ATM cash withdrawal outside EEA* (€ 8.00)
- POS cash withdrawal at another POS terminal in Bulgaria (1.50% + € 8.00)
- Fee for payment transactions (incoming and outgoing) related to betting and gambling, including receipt of funds (Prohibited transaction)
- Chargeback procedure initiation (€ 20.00)
- ATM PIN Change within EEA* (€ 0.50)
- ATM PIN Change outside EEA* (€ 1.00)
- ATM balance check within EEA* (€ 0.50)
- ATM balance check outside EEA* (€ 1.00)
- Declined transaction at ATM within EEA* (€ 0.20)
- Declined transaction at ATM outside EEA* (€ 0.40)
- Redemption of e-money upon account closure (€ 25.00)
- Request to cancel/return an already issued transfer (€ 10.00)
- Request to cancel/return an already received transfer (€ 10.00)
- Paper-based monthly statement or additional information/request on transactions and balance (€ 10.00)
- Fund raising (retention) account opening - preliminary review of documents regarding the acceptance / refusal of establish a business relationship (For Bulgarian companies in a process of incorporation owned by local legal entity / natural person - € 50.00 (excl. VAT) For Bulgarian companies in a process of incorporation owned by foreign legal entity / natural person - € 250.00 (excl. VAT) For Bulgarian companies in a process of incorporation owned by foreign legal entity, registered in an offshore zone - € 600.00 (excl. VAT))
- Preliminary review of documents regarding the acceptance / refusal of establish a business relationship (incl. VCC) (For Bulgarian companies owned by at least one foreign legal entity / natural person - € 250.00 (excl. VAT) For Bulgarian companies owned by foreign legal entity, registered in an offshore zone - € 600.00 (excl. VAT) For Bulgarian companies classified as Financial institution - € 500.00 (excl. VAT) For foreign companies - € 600.00 (excl. VAT))
- Other card-related fees — included free of charge (Card blocking Card unblocking Email notification Change of card parameters Detailed monthly statement Internet inquiries)
Advanced
€ 29.90/month
- Number of accounts (IBANs) included (3)
- Account opening (€ 0.00)
- Account maintenance (€ 29.90)
- Additional account (IBAN) (€ 2.90)
- P2P Transfers between own Payman accounts (€ 0.00)
- P2P Transfers between other Payman accounts (€ 0.00)
- Transfers to IBANs EEA (incl. payments to budget accounts) * within a calendar month (First 40 credit transfers are free*, then € 0.60)
- Mass payments (per line/recipient - SEPA Bulk) * The mass payments are not included in the number of the free credit transfers. (€ 0.50)
- Mass payments to accounts in Payman Group system (p2p) (€ 0.00)
- Funding via card MasterCard/VISA (0.6% + € 0.10)
- Funding via bank transfer (€ 0.00)
- Funding via P2P transfer (€ 0.00)
- Virtual Card Issuance (Virtual Card) (€ 0.00)
- Merchant payment in Bulgaria (POS / Online) (€ 0.00)
- Merchant payment abroad (POS / Online) (€ 0.00)
- ATM cash withdrawal in Bulgaria and EEA* (€ 0.80)
- ATM cash withdrawal outside EEA* (€ 8.00)
- POS cash withdrawal at another POS terminal in Bulgaria (1.50% + € 8.00)
- Fee for payment transactions (incoming and outgoing) related to betting and gambling, including receipt of funds (Prohibited transaction)
- Chargeback procedure initiation (€ 20.00)
- ATM PIN Change within EEA* (€ 0.50)
- ATM PIN Change outside EEA* (€ 1.00)
- ATM balance check within EEA* (€ 0.50)
- ATM balance check outside EEA* (€ 1.00)
- Declined transaction at ATM within EEA* (€ 0.20)
- Declined transaction at ATM outside EEA* (€ 0.40)
- Redemption of e-money upon account closure (€ 25.00)
- Request to cancel/return an already issued transfer (€ 10.00)
- Request to cancel/return an already received transfer (€ 10.00)
- Paper-based monthly statement or additional information/request on transactions and balance (€ 10.00)
- Fund raising (retention) account opening - preliminary review of documents regarding the acceptance / refusal of establish a business relationship (For Bulgarian companies in a process of incorporation owned by local legal entity / natural person - € 50.00 (excl. VAT) For Bulgarian companies in a process of incorporation owned by foreign legal entity / natural person - € 250.00 (excl. VAT) For Bulgarian companies in a process of incorporation owned by foreign legal entity, registered in an offshore zone - € 600.00 (excl. VAT))
- Preliminary review of documents regarding the acceptance / refusal of establish a business relationship (incl. VCC) (For Bulgarian companies owned by at least one foreign legal entity / natural person - € 250.00 (excl. VAT) For Bulgarian companies owned by foreign legal entity, registered in an offshore zone - € 600.00 (excl. VAT) For Bulgarian companies classified as Financial institution - € 500.00 (excl. VAT) For foreign companies - € 600.00 (excl. VAT))
- Other card-related fees — included free of charge (Card blocking Card unblocking Email notification Change of card parameters Detailed monthly statement Internet inquiries)
Transaction Limits
View your transaction limits based on your account type and identification level
Identification Level 1
Transaction Type | SOP | Daily | Weekly | Monthly |
|---|---|---|---|---|
| Incoming transfers from other PayMan accounts | € 25 565 | € 51 129 | € 0 | € 818 067 |
| Outgoing transfers to other PayMan accounts | € 15 339 | € 51 129 | € 0 | € 818 067 |
| Outgoing credit transfers to another PSPs/Banks in Bulgaria | € 15 339 | € 51 129 | € 0 | € 818 067 |
| Incoming credit transfers from another PSPs/Banks in Bulgaria | € 25 565 | € 102 258 | € 0 | € 1 636 134 |
| Total maximum limit for outgoing payments, incl. bank transfers, internal transfers and card top-ups | € 0 | € 86 920 | € 0 | € 0 |
| Top-up with bank card | € 511 | € 2 045 | € 5 113 | € 7 669 |
| Cash withdrawal in Bulgaria and abroad | € 0 | € 4 000 | € 7 500 | € 7 500 |
| POS purchase in Bulgaria and abroad | € 0 | € 7 500 | € 15 000 | € 15 000 |
| Online purchase in Bulgaria and abroad | € 0 | € 7 500 | € 15 000 | € 15 000 |
| Total card payment operations limit | € 0 | € 19 000 | € 38 000 | € 38 000 |
Identification Level 2
Transaction Type | SOP | Daily | Weekly | Monthly |
|---|---|---|---|---|
| Incoming transfers from other PayMan accounts | € 51 129 | € 102 258 | € 0 | € 1 636 134 |
| Outgoing transfers to other PayMan accounts | € 51 129 | € 102 258 | € 0 | € 1 636 134 |
| Outgoing credit transfers to another PSPs/Banks in Bulgaria | € 51 129 | € 102 258 | € 0 | € 1 636 134 |
| Incoming credit transfers from another PSPs/Banks in Bulgaria | € 76 694 | € 204 517 | € 0 | € 3 272 268 |
| Total maximum limit for outgoing payments, incl. bank transfers, internal transfers and card top-ups | € 0 | € 178 952 | € 0 | € 0 |
| Top-up with bank card | € 511 | € 2 045 | € 5 113 | € 7 669 |
Frequently asked questions
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